Natural Vision Online Academy

TERMS OF USE & PRIVACY POLICY

Effective date: [November 1, 2025]

 Please read carefully before using this website or enrolling in any programs. 

  1. Overview

Welcome to Natural Vision Online (“Company,” “we,” “our,” or “us”), owned and operated by HBN Inc., a Colorado-based corporation.
By accessing this website or purchasing any of our products, courses, or services, you agree to these Terms of Use and Privacy Policy.
If you do not agree, please do not use this site or enroll in any course.

  1. Educational Purpose Only

All courses, webinars, coaching sessions, and materials offered by Natural Vision Online, Mimi Shekoski, Ph.D., and HBN Inc. are provided for educational and informational purposes only.
They are not intended to diagnose, treat, cure, or prevent any medical condition.
Always consult with a licensed eye care or medical professional for any health concerns.

  1. Ownership & Intellectual Property Rights

All course content—including videos, lesson materials, PDFs, graphics, and designs—is the intellectual property of HBN Inc. and Natural Vision Online, protected under U.S. and international copyright laws.
Purchasing a course grants you personal, non-transferable access for individual use only.
You may not reproduce, share, or distribute any course materials without written permission from HBN Inc.

  1. Payments & Refund Policy

All payments for courses and services are processed securely through Kajabi or its integrated processors (e.g., Stripe, PayPal) and are received by HBN Inc.

Because our programs are digital and immediately accessible, all sales are final.
Refunds are not provided except in cases of duplicate charges.

  1. Access & Availability

Course access is granted for the period stated on the product page or for as long as the course remains hosted by Natural Vision Online on Kajabi.
We reserve the right to update, improve, or discontinue any course at any time, with notice provided via email when possible.

  1. User Conduct

You agree not to:

  • Share login credentials or provide access to others.
  • Upload, copy, or distribute course materials without written permission.
  • Use this site or its content for unlawful, commercial, or defamatory purposes.

Violations of these terms may result in immediate account suspension without refund, and any unauthorized distribution, resale, or sharing of course materials may be subject to a minimum fine of USD $250,000 per incident or actual damages as determined by HBN Inc., whichever is greater, to compensate for intellectual property loss and enforcement costs.

  1. Limitation of Liability

By using this site and participating in any program, you acknowledge that Mimi Shekoski PhD, Natural Vision Online, and HBN Inc. are not liable for any injuries, adverse reactions, or damages resulting from the application of the educational content.
You assume full responsibility for your participation and use of the materials.

  1. Privacy Policy

Information We Collect

We collect information you voluntarily provide (name, email, payment details) when you register for a course, webinar, or newsletter.

How We Use Your Information

Your data is used to:

  • Deliver course access and updates
  • Process transactions
  • Send newsletters, course updates, or promotional offers (you can unsubscribe anytime)

Third-Party Services

Our payment and email systems are managed through secure third-party providers (Kajabi, Stripe, PayPal, ConvertKit, etc.) that comply with data protection laws (GDPR, CCPA).

Cookies & Tracking

We use cookies for functionality and analytics. You can disable cookies in your browser if you prefer.

  1. Security

We maintain secure connections (SSL) and industry-standard safeguards to protect your personal data. However, no online system is 100% secure, and we cannot guarantee absolute protection.

  1. Modifications to This Policy

We may update these Terms & Privacy Policy periodically. Updates will be posted on this page with the new effective date.

  1. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Colorado, USA, without regard to conflict-of-law principles.

  1. Contact

If you have any questions, please contact us at:
📩 [email protected]
🌐 www.NaturalVisionOnline.com
👩‍⚕️ Mimi Shekoski, Ph.D. — Natural Vision Coach
🏢 Operated by HBN Inc., Colorado, USA